Understand what Everwick actually does
Everwick helps users simulate portfolios, plan Roth conversions, and think through retirement — with no accounts required and all data stored locally on your own device.
v0.1
Current app version
React
Built with
Local-only
Where your data lives
0
Data sent to servers
Inside Everwick
What the simulator actually does
A closer look at the four capabilities that make up the core of the app.
Read the full app overviewPortfolio Simulation
Run multi-decade projections with configurable growth rate profiles — conservative, moderate, or aggressive. Sequence-of-returns risk is modeled explicitly.
Tax Planning
Models ordinary income brackets, long-term capital gains rates, and standard deductions. Roth conversion laddering included.
Complete Account Taxonomy
401k, Roth 401k, traditional IRA, Roth IRA, HSA, 529, taxable brokerage — with contribution limits and distribution rules per account type.
Privacy-First Design
No accounts. No backend. All portfolio data stays in your browser's local storage. You can use real balances without sending them anywhere.
Why this site exists
Independent
This site is not run or funded by the Everwick developer. We have no financial relationship with them.
No paid placements
We don’t accept advertising from Everwick or its competitors.
Plain-language explanations
Written for people who are new to long-term financial planning, not finance professionals.
Want to know more?
Read the full breakdown of what Everwick does
No account needed to read it — just a clear explanation of the app, who it’s for, and how it works.